Nathan Graff, CFP, BFA, hasbeen helping clients manage their financial puzzles since 2008. He aims tounderstand his clients’ goals, so he can provide customized and creativesolutions to ensure their visions for themselves and their families become a reality.Graff attended Southern Oregon University, the University of Oxford and OregonState University, where he earned a Bachelor of Science degree in philosophy.He holds Series 7 and 66 Securities Registrations with LPL Financial and anOregon health and life insurance license.

‍

Ho Hsiu Ling is a financial planner who leverages 20 years of human resources expertise in her practice while also applying her training and consulting experience to her role.

Travis Hamilton is a financial advisor and business owner with 15 years of experience in the profession. As managing director of Plan B Financial Services, he specializes in life and health insurance. Hamilton is MDRT’s MCC Zone 13 Country Chair-Oceania and has served on the MDRT Academy Task Force. He is a Chartered member of the Institute of Directors and holds a Bachelor of Commerce in finance and economics.

Brian D. Heckert, CLU, ChFC, has dedicated his professional life to providing strategic financial advice and services for individuals and businesses. He has been involved with numerous MDRT committees and served as MDRT President in 2016. Through his industry leadership, he has gained a broad world view, and he has been featured and quoted in media outlets such as Forbes, the Wall Street Journal, CNN Money and ThinkAdvisor in addition to speaking to audiences in 49 U.S. states and 35 countries on topics ranging from advanced planning ideas to practice management.

호세 에르난데스(José Hernández) 박사는 캘리포니아 대학교 이사이자 항공우주 엔지니어링 컨설팅 회사인 티에라 루나 엔지니어링 LLC(Tierra Luna Engineering LLC)의 사장 겸 최고경영자입니다. 2001년부터 2011년까지 에르난데스는 NASA 존슨 우주센터에서 다양한 직책을 맡았으며, 국제 우주 정거장 건설을 완료한 우주왕복선 디스커버리호의 마지막 임무 직전 임무에서 비행 엔지니어로 근무하기도 했습니다. NASA에 합류하기 전, 에르난데스는 로렌스 리버모어 국립 연구소(Lawrence Livermore National Laboratory)에서 17년간 근무하면서 X선 레이저 프로젝트에 참여했고, 유방암 조기 발견을 위한 최초의 전면 디지털 유방촬영 시스템을 공동 개발했습니다.  

‍

사라 헬렌 호건(Sarah Helen Hogan,ACII)은 KBA의 이사이자 소유주이며, 은퇴설계, 기업 재무설계 및 승계 계획을 전문으로 하는 재무 상담사 팀을 이끌고 있습니다. 그녀는 탁월한 리더십과 고객 중심의 서비스로 찬사를 받았으며, 2019 재무 상담 부문 프로페셔널 여성 상담사 어워드(ProfessionalAdviser Women in Financial Advice Awards)에서 노스 웨스트 지역 올해의 팀 리더 및 올해의 재무 상담사로 선정된 것을 비롯하여, 영감과 멘토링에 대한 공로로 다수의 후보 지명을 받았습니다. 호건은 고객 및 그 가족들과 지속적인 관계를 구축하는 것 외에도 수많은 자선 단체에서 활발히 자원봉사를 하고 있습니다.

‍

‍

H. Adam Holt, ChFC, CFP, is the managing partner at RubinGoldman and Associates and founder of Asset-Map, a platform used by thousands of advisors to engage more than 2.5 million households worldwide. With 26 years of experience, Holt has built a firm surpassing USD 1 billion AUM and millions in annual premium. A recognized thought leader and podcast host, he speaks globally on advisor intelligence, behavioral finance and the future of client engagement in financial advice.

Hoo See Yean Joyce is a premier wealth planner with Prudential Malaysia, bringing 12 years of expertise in family and high-net-worth wealth and risk management. She is also a third-generation professional with more than four decades of family history in the life insurance business. Since starting her career as a fresh graduate, Hoo See Yean Joyce has earned prestigious accolades including the International Dragon Award, AKARD Diamond Award, Asia Pacific Financial Service Award and LIMRA’s PSM. A certified wealth planner with a bachelor’s in international business, she is dedicated to helping clients protect their dignity, preserve wealth and secure lasting legacies.

Morgan Housel is a partner at Collaborative Fund. His book, “The Psychology of Money,” has sold more than 2 million copies and has been translated into 49 languages. He is a two-time winner of the Best in Business Award from the Society of American Business Editors and Writers, winner of the New York Times Sidney Award, and a two-time finalist for the Gerald Loeb Award for Distinguished Business and Financial Journalism. He serves on the board of directors at Markel and has presented at more than 100 conferences in a dozen countries.

Ming-Fong Huan, CFP, is an active MDRT member, currently reprising her roles both as MDRT Chinese Taiwan Local Chair and Chair of the Top of the Table Market Engagement Committee, Chinese Taiwan. She received the 2021 Business Weekly Top 100 CEO/Top 100 Consultant Award and published “The Remote Sales Queen's Guide to Winning in 2022.” She has released annual online courses from 2023-2025 and holds a master's degree from National Central University, Institute of Industrial Economics.

Cheng-Kan Huang, RFC, CPCS, currently serves as Area Chair for MDRT’s MCC Zone 7 Chinese Taiwan. He was also a speaker at the 2024 MDRT Day Main Platform in Chinese Taiwan and a ConneXion Zone speaker at the 2025 MDRT Annual Meeting. With 25 years of financial and insurance experience, he is now the chief life insurance advisor at Taishin Life Insurance and has been named Outstanding Industry Representative by the Life Insurance Association three times. He holds a master's degree in advanced management from Tunghai University.

Ross G. Hultgren, CFP, DFP,is a senior financial advisor at Community Chapman Welsh. He has 38 years ofexperience in the financial services profession, currently works withpre-retirees and the recently retired, and has received the Lifetime AchievementAward for his services to the community and his clients.

‍

Victor Idoko, CFA, CFP, is the founder and principal advisor of CFV Advisory. He holds a master’s in finance with distinction and has more than 12 years of experience in financial services, including roles at Commonwealth Bank and Suncorp. He leads a growing team focused on legacy-driven wealth strategies, SMSFs and cross-border financial planning. Idoko is the author of “7 Basic Wealth Strategies,” hosts the “Elevate Your Wealth” podcast and recently co-authored a children’s book series called “Bunnies & Monies” to help educate kids on the importance of financial literacy.

Akio Iida is an executive life planner at Sony Life Insurance Company. Approximately 96% of his business comes from the corporate market. He is recognized as approachable yet professional and has expertise in the field. Before joining the business, he developed security systems at a major security company and served as a security consultant for a government-affiliated financial institution. He had no sales background and started from scratch in the insurance industry.

Kosuke Ishihara has been with Tokio Marine Nichido Anshin Life for 21 years. He sells individual insurance to practicing physicians and through seminars. He won every company award, including the championship in individual business 20 times. He graduated from Waseda University and worked for a leading travel agency before joining the life insurance business.

Allen Jackson, FSCP, is a managing director with Transamerica Agency Network. With more than 30 years of experience as a financial services leader, Jackson focuses on leadership development, recruiting, selection and developing others. He was a Diamond Club qualifier for 23 years at AAA Life and is a graduate of both Leading from the Front and the Career Sales Institute.

Allen Jackson, FSCP, is a managing director with Transamerica Agency Network. With more than 30 years of experience as a financial services leader, Jackson focuses on leadership development, recruiting, selection and developing others. He was a Diamond Club qualifier for 23 years at AAA Life and is a graduate of both Leading from the Front and the Career Sales Institute.

Angela Daniela Malagón Beaven, FSCP, CLI, co-leads a sales team of 140 advisors and three managers at Patrimonia Seguros, a proud commercial partner of Seguros Monterrey New York Life. She has more than 20 years’ experience in the financial services profession and graduated from ITESM with a degree in Business Administration. She is a 2025 MDRT Center for Field Leadership Gold Agency Award recipient.

Joseph Sparacio has been in financial services leadership for 30 years and is currently a general agent with Texas National Financial Group, proud partner of National Life Group in Addison, Texas.  Prior to this role, he was head of field management at MassMutual. Sparacio is a graduate of Hofstra University, where he established a scholarship for students in speech and communication, and is currently on the NAIFA board of directors.

Remus Ungureanu is an agency manager senior expert for Metropolitan Life Romania, where he has been a leader for 25 years. He currently leads a team of 60 advisors and plays a key role in developing new leaders. He is a 2025 MDRT Center for Field Leadership Diamond Agency Award winner.

‍

‍

‍

전영주 회원은 19년간 보험 업무를 수행해 온 전문가입니다. 상속, 증여, 종신보험 및 보장성 보험 컨설팅을 전문으로 하며, 보험금 분쟁 상담 및 보험 기초 교육을 담당하고 있습니다. 또한 3W 785주 달성 기록을 보유하고 있으며, '고수의 언어' 집필에 참여했습니다. 이전 경력으로는 공연 기획 분야에서 활동했으며 학사 학위를 취득했습니다.

전영주 회원은 19년간 보험 업무를 수행해 온 전문가입니다. 상속, 증여, 종신보험 및 보장성 보험 컨설팅을 전문으로 하며, 보험금 분쟁 상담 및 보험 기초 교육을 담당하고 있습니다. 또한 3W 785주 달성 기록을 보유하고 있으며, '고수의 언어' 집필에 참여했습니다. 이전 경력으로는 공연 기획 분야에서 활동했으며 학사 학위를 취득했습니다.

‍

김준영 회원은 5년 경력의 재무 전문가입니다. 7년간의 투자 업무와 5년간의 보험 업무 경험을 바탕으로 거시 경제 및 투자전략 수립을 전문으로 합니다. 이전에 LG그룹 홍보/대외협력그룹 비서팀 업무지원실에서 근무 했습니다.

‍

Anthony Matthews Jones, BSc (Hons), QFA, is a sought-after speaker who has presented at MDRT events as well as other major conferences all over the world. He is an active MDRT member and is passionate about sharing his expertise and strategies with his fellow financial advisors.

Anthony Matthews Jones, BSc (Hons), QFA, is a sought-after speaker who has presented at MDRT events as well as other major conferences all over the world. He is an active MDRT member and is passionate about sharing his expertise and strategies with his fellow financial advisors.

Priti Ajit Kucheria, LUTCF, CFP, is the founding principal of Kucheria Financial Services LLP, a family office offering comprehensive financial planning services. As the top producer of her company for 24 years, Kucheria has received several awards for her accomplishments and has presented at many company events worldwide, inspiring and sharing her strategies with her fellow advisors. Kucheria has also served in various leadership roles on several committees and task forces for MDRT, including as Global Council Member of MCC and Trustee of the MDRT Foundation.

S. Indresh Kumar Jain is an experienced financial professional recognized for his commitment to collaborative growth and development within the financial services profession. He is known for his expertise in creating and leading successful study groups, where he emphasizes the importance of goal-sharing, mutual guidance and the exchange of practice management ideas. Kumar Jain advocates for the use of structured systems to foster higher performance.

Plabita Priyadarshi is chief advisor at Kotak Life Insurance Company Ltd. and has been in the financial services profession for 21 years, specializing in annuities and mutual funds. Priyadarshi is an active MDRT member and has received numerous awards for her accomplishments, such as being named Topmost Advisor at her company since 2005 and as one of the top 100 women in finance by the Association of International Wealth Management of India.

Gail Singh, FCCA, FSCP, is a financial strategist and chief executive officer of GMS Associates International Ltd. (incorporated with Guardian Life of the Caribbean Ltd). With more than 30 years of experience in auditing, accounting and finance, Singh is a certified chartered accountant, a certified quality manager, project management professional and a chartered insurance agency manager. She has received awards for Leadership in Quality Excellence and Outstanding Financial Strategy. Passionate about financial empowerment, Singh is dedicated to helping individuals and organizations pivot with purpose, plan strategically and achieve lasting success.

‍

‍

‍

‍

Luis Arturo Juárez Morales is managing partner at Arpro Seguros. Throughout his 15-year successful career as an insurance agent, he has specialized in estate planning. Previously, he held key management roles at Zurich Financial Services and Grupo Financiero Interacciones, among others. Over the past 12 years, Juárez Morales has established himself as New York Life Mexico's top agent.

Minoru Kanai is an executive life planner at Prudential Life Insurance Company. With a 20-year career in the life insurance business, he specializes in estate/inheritance planning, business succession and employee benefits, particularly for business owners. Before joining the business, he worked for a medical device manufacturer, specializing in the cardiovascular field. The experience he cultivated in the medical field helped him transition to his life planning role, supporting his clients personally and their business continuity. He is a recipient of the Prudential Life Insurance Company's Kiyo Sakaguchi Golden Heart Memorial Award and his company-wide Core Value Award. He is a graduate of Sapporo Gakuin University, Faculty of Law.

강수현 회원은 미래에셋금융서비스 소속의 전문 컨설턴트입니다. 생명보험 컨설팅과 자산 관리 포트폴리오 분야를 전문으로 하며, 재무서비스 업계에서 8년간 경력을 쌓았습니다.

신한라이프 E-파트너 및 FEEL 컨설팅 대표. 종합금융투자자산관리사(ChFC) 자격을 보유하고 있으며, 온라인 상담 및 재무 설계 분야의 전문가입니다. 한국FP협회 FP 컨퍼런스 2022년과 2025년 강연자로 참여했으며, 재무서비스 업계에서 14년간 경력을 쌓았습니다.