Rima Antonios, BCA, is an insurance consultant and financial advisor with more than 25 years of experience at MetLife. Her career is dedicated to empowering individuals and businesses by providing tailored financial solutions that address their unique insurance and investment needs. Whether planning for educational needs, ensuring financial stability or securing a well-prepared retirement, Antonios expertly guides her clients toward sound decisions and strategic investments that promise peace of mind and a brighter future. She has held leadership roles within MDRT, and her contributions to the financial advisory field have solidified her reputation as a trusted and accomplished professional.

Kyriakos Chatzistefanou, DMS, CMI, began his financial services career at MetLife in 1992. He holds degrees in junior accounting and management as well as a diploma from the Chartered Management Institute. Since 1999, he has been a member of the Alico and MetLife Training Academy, leveraging more than 25 years of experience in delivering seminars and lectures worldwide for his company and the insurance market. Chatzistefanou’s expertise spans the entire insurance sales cycle, offering comprehensive knowledge of every stage and aspect. He won the "G. Skaligou" morality award in 2007 and is an active MDRT member.

Sarah Hogan, FPFS, has been in the financial services profession for 18 years and has received many awards for her accomplishments. She currently runs KBA, The Financial Planning Company, where she works with business owners, senior executives and those with estate planning needs.

Avraam Pekris is the CEO and founder of Huminance Insurance Agents and Consultants and holds a degree in actuarial science from the London School of Economics. His background includes serving as the general manager of Eurolife Cyprus, where he achieved significant milestones, as well as in other roles with the UK Public Sector Actuaries Department, Buck Consultants and Aon Associates. Pekris authored the book "Beyond the Policy: The Secrets to Insurance Mastery" and has been recognized for his exceptional skills and contributions to the insurance profession.

Svetlana Plitin-Tamaviciene began working in the life insurance profession in 2014. She has achieved remarkable results by balancing her roles as a wife, mother and businesswoman while consistently qualifying for MDRT. She is co-founder and director of the business referrals chapters at BNI and is passionate about sharing her perspective with audiences worldwide that no matter how challenging the market and life become, advisors can thrive by maintaining the right attitude, high activity, discipline and more.

Paweł Skotnicki is the founder and first president of the Board of the Polish Association of Recommended Insurance Advisors. He is the author of the book “POLAK MĄDRY PRZED SZKODĄ” (“Before the Milk Spills”), a columnist in the insurance newspaper Gazeta Ubezpieczeniowa and has authored several e-books on estate planning, budgeting and financial education for children.

Alessandro M. Forte, FCII, CFP, is one of the world’s top financial advisors — by production, qualification and compliance standards. He has spoken in 92 countries, is the author of the international bestseller “‘Dare to be Different”’ (published in eight languages) and has helped raise more than USD 24 million for numerous charities. He also currently serves as the MDRT Foundation President.

Tony Gordon is one of the most successful and well-known advisors in the financial services profession. As an MDRT Past President — and with more than 50 years of experience in the business — Gordon applies his expansive knowledge to mentor other advisors and share his ideas and enthusiasm with audiences around the world.

Seana Fardy, CFP, CLU, is president of W.I.L.D. Financial Solutions Inc., where she specializes in simplifying complex financial matters for her clients by empowering them with knowledge to make confident financial decisions. With 17 years of experience, Fardy is committed to the principles of W.I.L.D. by staying “well-informed” and “living dynamically.”

Dana Mitchell, CFP, CLU, is principal of Basis Wealth, a financial planning firm. With more than 20 years of experience, Mitchell works with clients to build their wealth while protecting what matters most to them.

Robert Cullen, FSCP, MBA, has owned Robert Cullen Farmers Insurance & Financial Services Agency since 2007. He has been in the profession for 18 years, specializing in retirement planning, college savings plans, general investment plans, cash value life insurance and annuities. With prior experience as a financial analyst, Cullen holds a bachelor's degree in financial management and a master’s degree in accounting and management information systems. He is the recipient of the highly coveted Farmers Insurance Presidents Council Award.

Julianne Hertel, CLU, ChFC, owns Dream Big Wealth Strategies and specializes in wealth management. Her clientele are the dream-chasers and the world-changers — the people who wake up every day and make the world a happier and better place.

Sara Pardys is a communications expert with 15 years of experience helping organizations craft compelling narratives and engage their audiences effectively. As vice president of G&S Business Communications, Pardys partners with financial services clients like MDRT to unify and elevate their messaging, strengthen their brand and achieve their goals through holistic communications. With a proven track record of developing and executing integrated communications strategies, Pardys brings deep industry knowledge with an innovative approach to public relations.

Melisa Alejandra Corella Gastelum, who has been in the profession for seven years, serves as an insurance advisor at Seguros Monterrey New York Life. Her specialties include retirement and major medical expenses planning. With five years of corporate experience in multinational companies in the industrial sector, her key areas of expertise include finance,human resources and continuous improvement. She holds a bachelor's degree inbusiness administration and management, with a specialty in finance, as well asa master’s degree in human resources. She has been recognized as a Three-Diamond Conventionist, a Gold Centurion Legion member and a Regional Councilor.
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Jazmín Veneranda Medrano Torres has seven years of experience as an insurance agent at Seguros Monterrey New York Life. She holds a bachelor’s degree in law and international affairs, and has served as a family court defender, a court clerk in a family court and as a government officer. With specialties in major medical expenses and retirement plans, Medrano Torres has received recognition for her accomplishments, such as being the Grand Diamond and Three Diamond Convention winner for major medical expenses and Two Diamond Convention winner for all insurance lines.

Maria Fernanda Alpuche has been an advisor for Monterrey New York Life Insurance for four years, qualifying as an MDRT member since her first year in the financial services profession.

Esther Althaus, FChFP, founded Perspective Financial Services Pty Ltd. in 2003 when she recognized that helping other people achieve their dreams helped her achieve her own. She has become an award-winning financial advisor who is passionate about working with women who are separated, divorced or widowed and have little knowledge about wealth management. Althaus has presented on various topics, such as her inspirational career journey, financial literacy and empowerment for women, and helps families secure a smooth transition of wealth to the next generation.

Esther Althaus, FChFP, founded Perspective Financial Services Pty Ltd. in 2003 when she recognized that helping other people achieve their dreams helped her achieve her own. She has become an award-winning financial advisor who is passionate about working with women who are separated, divorced or widowed and have little knowledge about wealth management. Althaus has presented on various topics, such as her inspirational career journey, financial literacy and empowerment for women, and helps families secure a smooth transition of wealth to the next generation.

Baz Gardner is passionate about unlocking the deepest secrets of what it takes to make good advice exceptional, and the link between maximum impact and benefit to clients and maximum value and profitability for the advisor. He started as a commission-only financial advisor at 22 and completed his first successful exit by 37. Having worked with hundreds of advice firms and thousands of advisors in the last 14 years, Gardner currently sits on advisory boards for many of the firms as a key catalyst for growth..

Ross G. Hultgren, CFP, DFP, is a senior financial advisor at Community Chapman Welsh. He has 37 years of experience in the financial services profession, currently works with pre-retirees and the recently retired, and has received the Lifetime Achievement Award for his services to the community and his clients.

Aaron Kane, B Bus, AFA, is a second-generation financial advisor and director of EK Financial Group, a family-owned firm founded by his father. With two decades of experience, Kane began working in the family business when he was 21. He has played a key role in transforming EK Financial Group into a highly efficient, profitable firm, combining cutting-edge strategies with the personal touch his family business is known for. An active MDRT member who is passionate about innovation and growth, Kane enjoys mentoring young advisors aspiring to qualify for MDRT.

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안석훈 씨는 뛰어난 전문성과 풍부한 경험을 바탕으로 고객에게 최적의 재무 솔루션을 제공합니다.

Rima Antonios, BCA, is an insurance consultant and financial advisor with more than 25 years of experience at MetLife. Her career is dedicated to empowering individuals and businesses by providing tailored financial solutions that address their unique insurance and investment needs. Whether planning for educational needs, ensuring financial stability or securing a well-prepared retirement, Antonios expertly guides her clients toward sound decisions and strategic investments that promise peace of mind and a brighter future. She has held leadership roles within MDRT, and her contributions to the financial advisory field have solidified her reputation as a trusted and accomplished professional.

Toshihiro Aoki is a senior consulting life planner at Prudential Life Insurance Company. He has 12 years of experience in the business and has qualified for his company’s President’s Cup Award 10 times. With his experience working for a real estate company, he specializes in designing life insurance for families, particularly those who own real estate and require inheritance planning. He graduated from the Faculty of Economics at Seinan Gakuin University.

Assawapat Assawaboonyawat, CFP, FChFP, has more than 21 years of experience in the life insurance and financial advisory sectors, currently serving as a senior executive at JXR Group and Chubb Life Assurance Public Co. Ltd. He is also the founder and CEO of The Alchemist Money.

Tamsin Astor, Ph.D., is the chief habit scientist at Yoga Brained Coaching, where she helps her clients shift their mindset, organize vision, improve habits and reduce decision-making to create efficiency, productivity and time for fun. Astor believes travel breeds tolerance and cultivates gratitude and reflection as you observe other cultures. She holds a doctorate in neuroscience and psychology, a post-doctorate in education and certifications in coaching, yoga, mindset and ayurveda.

Wade A. Baldwin, CFP, is president of Baldwin & Associates Financial Services Ltd. Beginning his financial services career in 1996, Baldwin was named Advisor of the Year at Sunlife for 19 of his first 21 years in the business in addition to receiving many other awards over the years.

Regina Bedoya, CLU, ChFC, president of RB Financial Services, a consulting firm specializing in insurance and retirement planning, is an MDRT Past President, an Excalibur Knight of the MDRT Foundation, and an Inner Circle Society member. Bedoya has volunteered on MDRT committees and has been a speaker at Annual Meetings and international industry conferences. She has received the Irvin Konter Award and the American Free Enterprise Companion Medal and has been named Prudential Palm Beach Advisor of the Year twice.

보험과 은퇴 설계를 전문으로 다루는 컨설팅 회사인 RB 파이낸셜 서비스(RB Financial Services)의 대표인 레지나 베도야는 MDRT의 전임 회장입니다. 그리고 MDRT 재단의 엑스칼리버 나이트이자 이너 서클 소사이어티 회원이기도 합니다. 베도야는 MDRT의 위원회에 소속되어 자원봉사를 했으며, 여러 연차총회 및 업계의 국제 컨퍼런스의 연사로 나서기도 했습니다. 그는 어빈 콘터 어워드(Irvin Konter Award)와 아메리칸 프리 엔터프라이즈 컴패니언 메달(American Free Enterprise Companion Medal)을 수상했습니다. 그리고 프루덴셜 팜 비치(Prudential Palm Beach)가 선정한 올해의 에이전트로도 2회 선정되었습니다.

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Regina Bedoya, CLU, ChFC, president of RB Financial Services, a consulting firm specializing in insurance and retirement planning, is an MDRT Past President, an Excalibur Knight of the MDRT Foundation, and an Inner Circle Society member. Bedoya has volunteered on MDRT committees and has been a speaker at Annual Meetings and international industry conferences. She has received the Irvin Konter Award and the American Free Enterprise Companion Medal and has been named Prudential Palm Beach Advisor of the Year twice.

Fernando A. Gomez is a successful consultant whose extensive volunteer career with MDRT includes his participation as a Global Council Member, Latin America Chair and speaker at various Annual Meetings.

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보험과 은퇴 설계를 전문으로 다루는 컨설팅 회사인 RB 파이낸셜 서비스(RB Financial Services)의 대표인 레지나 베도야는 MDRT의 전임 회장입니다. 그리고 MDRT 재단의 엑스칼리버 나이트이자 이너 서클 소사이어티 회원이기도 합니다. 베도야는 MDRT의 위원회에 소속되어 자원봉사를 했으며, 여러 연차총회 및 업계의 국제 컨퍼런스의 연사로 나서기도 했습니다. 그는 어빈 콘터 어워드(Irvin Konter Award)와 아메리칸 프리 엔터프라이즈 컴패니언 메달(American Free Enterprise Companion Medal)을 수상했습니다. 그리고 프루덴셜 팜 비치(Prudential Palm Beach)가 선정한 올해의 에이전트로도 2회 선정되었습니다.

요시 긴즈버그(Yossi Ghinsberg)는 철학자이자, 모험가, 인도주의자입니다. 그의 특별한 인생에는 인간의 회복탄력성과 독특한 생각이 반영되어 있습니다. 그는 아마존의 우림에서 참혹한 경험을 한 후, 거의 죽음에 이를 뻔했던 그 경험을 긍정적인 변화를 위한 촉매로 만들며 예상치 못한 어려움은 개인의 성장에 있어 가장 훌륭한 동력원이 될 수 있다는 것을 보여주었습니다. 또, 그는 두 권의 저서를 집필했으며, 창작 음악을 작곡하기도 했습니다. 그리고 중동 평화 관련 이니셔티브에 활발하게 참여하고 있습니다. 그가 전하는 설득력 있는 메시지는 오늘날의 어려운 시기에도 깊은 반향을 불러일으킵니다. 그리고 청중들이 역경을 변혁과 성장으로 향하는 길로 받아들일 수 있도록 영감을 줍니다. 

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Fred Fouad Belman, FLMI, ACS, has been in the financial services profession for 27 years. As managing partner of Life Line International, Belman specializes in working with the expat market in the Gulf Cooperation Council.

Douglas John Bennett, Dip PFS, has more than 40 years of experience in the financial services profession. Known as the “director of financial freedom” at True Potential Wealth Management, Bennett uses his experiences with navigating through personal and professional challenges to help his clients secure their financial futures. As host of the podcast “Goals Do Come True,” Bennett has interviewed more than 170 inspiring guests on goal setting and success.

Marcela Berdugo, an economist by profession, is an advisor and associate manager at Avanz Finanzas y Seguros. With eight years of experience in the insurance profession, she has established herself as a specialist in financial planning and management. Over the past five years, Berdugo has ranked among the top five advisors in her company and has won multiple national and international conventions.

Marcela Berdugo is a financial planning specialist, associate manager at Avanz Finanzas y Seguros, and VIP consultant at Proyectat. With eight years of experience in the insurance profession, Berdugo has positioned herself for five consecutive years as one of the top five producers in her company and has won both national and international conventions, in addition to being a successful MDRT member.

Marcela Berdugo is a financial planning specialist, associate manager at Avanz Finanzas y Seguros, and VIP consultant at Proyectat. With eight years of experience in the insurance profession, Berdugo has positioned herself for five consecutive years as one of the top five producers in her company and has won both national and international conventions, in addition to being a successful MDRT member.

Codesh Shekinah De Jesús Hernández has been in the financial services profession for 12 years and is considered one of the most prominent insurance advisors at MetLife Mexico. She is a speaker and winner of several awards at her company, including Best Novice Agent. A marketing professional with a master’s degree in finance, De Jesús Hernández specializes in managing investment portfolios for high-net-worth clients.

Lizette Kominik Sterling has more than 30 years of experience in the insurance and surety field and has been an insurance advisor for the last 22 years. She holds a degree in marketing, a postgraduate degree in human resources, and is a professor of insurance and surety bonding at the postgraduate level.

Isela Quiñones Arreola has a bachelor's degree in educational psychology and is currently studying economics and finance. She has excelled as a comprehensive insurance advisor during her 14 years of experience in the profession and has utilized digital marketing to position her company as regional champion for the highest number of policies sold since 2021.

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Naotake Bessho, MBA, AFP, is a life consultant unit manager at Mitsui Sumitomo Aioi Life Insurance Co. Ltd. He has 15 years of experience in the financial services profession and specializes in individual and life insurance planning. He qualified for his company’s President’s Cup Award for 12 consecutive years and is the record holder of two whole life policies per week for 370 consecutive weeks.

DavidC. Blake is the founder and president of an insurance enrollment firm that creates and supports voluntary benefit offerings for dozens of health care organizations and more than 20,000 healthcare professionals across the United States. Blake credits his success to having built a national network of affiliated producers who can provide local service to policyholders and to seekout educational resources that can provide constant and responsive support to his growing network while he focuses on his unique skill sets.