Bawonlak Akkaraittisak has more than two decades of professional experience, including 19 years as an agency executive. Her deep expertise in both sales and management has driven success and fostered growth. She has also demonstrated her leadership and industry knowledge as a speaker at an MDRT Day, further solidifying her reputation as a trusted leader in the field.

Maria Fernanda Alpuche has been an advisor for Monterrey New York Life Insurance for four years, qualifying as an MDRT member since her first year in the financial services profession.

Esther Althaus, FChFP, founded Perspective Financial Services Pty Ltd. in 2003 when she recognized that helping other people achieve their dreams helped her achieve her own. She has become an award-winning financial advisor who is passionate about working with women who are separated, divorced or widowed and have little knowledge about wealth management. Althaus has presented on various topics, such as her inspirational career journey, financial literacy and empowerment for women, and helps families secure a smooth transition of wealth to the next generation.

Esther Althaus, FChFP, founded Perspective Financial Services Pty Ltd. in 2003 when she recognized that helping other people achieve their dreams helped her achieve her own. She has become an award-winning financial advisor who is passionate about working with women who are separated, divorced or widowed and have little knowledge about wealth management. Althaus has presented on various topics, such as her inspirational career journey, financial literacy and empowerment for women, and helps families secure a smooth transition of wealth to the next generation.

Baz Gardner is passionate about unlocking the deepest secrets of what it takes to make good advice exceptional, and the link between maximum impact and benefit to clients and maximum value and profitability for the advisor. He started as a commission-only financial advisor at 22 and completed his first successful exit by 37. Having worked with hundreds of advice firms and thousands of advisors in the last 14 years, Gardner currently sits on advisory boards for many of the firms as a key catalyst for growth..

Ross G. Hultgren, CFP, DFP, is a senior financial advisor at Community Chapman Welsh. He has 37 years of experience in the financial services profession, currently works with pre-retirees and the recently retired, and has received the Lifetime Achievement Award for his services to the community and his clients.

Aaron Kane, B Bus, AFA, is a second-generation financial advisor and director of EK Financial Group, a family-owned firm founded by his father. With two decades of experience, Kane began working in the family business when he was 21. He has played a key role in transforming EK Financial Group into a highly efficient, profitable firm, combining cutting-edge strategies with the personal touch his family business is known for. An active MDRT member who is passionate about innovation and growth, Kane enjoys mentoring young advisors aspiring to qualify for MDRT.

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Seok Hoon An provides optimal financial solutions to clients based on outstanding expertise and rich experience.

青木暦昌（あおきとしひろ）はプルデンシャル生命保険株式会社のシニア・コンサルティング・ライフプランナー。経験年数は12年で社長杯10回入賞。ご家族世帯への保険提案と不動産オーナーへの相続対策が専門。前職は不動産会社。西南学院大学、経済学部卒業。

Assawapat Assawaboonyawat, CFP, FChFP, has more than 21 years of experience in the life insurance and financial advisory sectors, currently serving as a senior executive at JXR Group and Chubb Life Assurance Public Co. Ltd. He is also the founder and CEO of The Alchemist Money.

Tamsin Astor, Ph.D., is the chief habit scientist at Yoga Brained Coaching, where she helps her clients shift their mindset, organize vision, improve habits and reduce decision-making to create efficiency, productivity and time for fun. Astor believes travel breeds tolerance and cultivates gratitude and reflection as you observe other cultures. She holds a doctorate in neuroscience and psychology, a post-doctorate in education and certifications in coaching, yoga, mindset and ayurveda.

Wade A. Baldwin, CFP, is president of Baldwin & Associates Financial Services Ltd. Beginning his financial services career in 1996, Baldwin was named Advisor of the Year at Sunlife for 19 of his first 21 years in the business in addition to receiving many other awards over the years.

Katy Baxter, Dip PFS, has worked in the financial services sector for more than 30 years, running family business advisory firms and a wills and trusts business. She has developed a passion for interacting with clients and their families, helping them navigate estate planning challenges. Baxter has also benefited personally and professionally over the years by being involved with several MDRT committees and continues to enjoy supporting Top of the Table committee endeavors.

Regina Bedoya, CLU, ChFC, president of RB Financial Services, a consulting firm specializing in insurance and retirement planning, is an MDRT Past President, an Excalibur Knight of the MDRT Foundation, and an Inner Circle Society member. Bedoya has volunteered on MDRT committees and has been a speaker at Annual Meetings and international industry conferences. She has received the Irvin Konter Award and the American Free Enterprise Companion Medal and has been named Prudential Palm Beach Advisor of the Year twice.

Regina Bedoya, CLU, ChFC, president of RB Financial Services, a consulting firm specializing in insurance and retirement planning, is an MDRT Past President, an Excalibur Knight of the MDRT Foundation, and an Inner Circle Society member. Bedoya has volunteered on MDRT committees and has been a speaker at Annual Meetings and international industry conferences. She has received the Irvin Konter Award and the American Free Enterprise Companion Medal and has been named Prudential Palm Beach Advisor of the Year twice. 

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Regina Bedoya, CLU, ChFC, president of RB Financial Services, a consulting firm specializing in insurance and retirement planning, is an MDRT Past President, an Excalibur Knight of the MDRT Foundation, and an Inner Circle Society member. Bedoya has volunteered on MDRT committees and has been a speaker at Annual Meetings and international industry conferences. She has received the Irvin Konter Award and the American Free Enterprise Companion Medal and has been named Prudential Palm Beach Advisor of the Year twice.

Fernando A. Gomez is a successful consultant whose extensive volunteer career with MDRT includes his participation as a Global Council Member, Latin America Chair and speaker at various Annual Meetings.

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Yossi Ghinsberg は哲学者、冒険家、人道主義者であり、その非凡な人生は人間の回復力と型破りな思考の力を体現しています。アマゾンの熱帯雨林で生死にかかわるような経験をした後、その臨死体験を前向きな変化のきっかけに変え、予期せぬ困難が最大の成長につながることを示しました。また、2冊の著書があり、楽曲制作し、中東和平の取り組みにも積極的に参加しています。彼の説得力のあるメッセージは困難の多い現代において深く心に響き、聴衆に逆境を変化と成長への道として受け入れるよう促します。 

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Fred Fouad Belman, FLMI, ACS, has been in the financial services profession for 27 years. As managing partner of Life Line International, Belman specializes in working with the expat market in the Gulf Cooperation Council.

Douglas John Bennett, Dip PFS, has more than 40 years of experience in the financial services profession. Known as the “director of financial freedom” at True Potential Wealth Management, Bennett uses his experiences with navigating through personal and professional challenges to help his clients secure their financial futures. As host of the podcast “Goals Do Come True,” Bennett has interviewed more than 170 inspiring guests on goal setting and success.

Marcela Berdugo, an economist by profession, is an advisor and associate manager at Avanz Finanzas y Seguros. With eight years of experience in the insurance profession, she has established herself as a specialist in financial planning and management. Over the past five years, Berdugo has ranked among the top five advisors in her company and has won multiple national and international conventions.

Marcela Berdugo is a financial planning specialist, associate manager at Avanz Finanzas y Seguros, and VIP consultant at Proyectat. With eight years of experience in the insurance profession, Berdugo has positioned herself for five consecutive years as one of the top five producers in her company and has won both national and international conventions, in addition to being a successful MDRT member.

Marcela Berdugo is a financial planning specialist, associate manager at Avanz Finanzas y Seguros, and VIP consultant at Proyectat. With eight years of experience in the insurance profession, Berdugo has positioned herself for five consecutive years as one of the top five producers in her company and has won both national and international conventions, in addition to being a successful MDRT member.

Codesh Shekinah De Jesús Hernández has been in the financial services profession for 12 years and is considered one of the most prominent insurance advisors at MetLife Mexico. She is a speaker and winner of several awards at her company, including Best Novice Agent. A marketing professional with a master’s degree in finance, De Jesús Hernández specializes in managing investment portfolios for high-net-worth clients.

Lizette Kominik Sterling has more than 30 years of experience in the insurance and surety field and has been an insurance advisor for the last 22 years. She holds a degree in marketing, a postgraduate degree in human resources, and is a professor of insurance and surety bonding at the postgraduate level.

Isela Quiñones Arreola has a bachelor's degree in educational psychology and is currently studying economics and finance. She has excelled as a comprehensive insurance advisor during her 14 years of experience in the profession and has utilized digital marketing to position her company as regional champion for the highest number of policies sold since 2021.

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別所尚武（べっしょなおたけ）は三井住友海上あいおい生命保険株式会社のLCUM (Life Consultant Unit Manager)。金融サービスの仕事は15年経験しています。個人保険、ライフ・プラン・セールスが中心です。社内社長杯は12年連続入賞、2W370週は社内ホルダー 。

David C. Blake is the founder and president of InsMed Insurance Agency Inc., an independent insurance company that specializes in creating voluntary benefit offerings for health care organizations across the U.S. Since it was established more than 30 years ago, Blake has sold more than 20,000 individual disability insurance policies to health care professionals. He credits his success to having staff members who not only exude a sense of pride in and ownership of their responsibilities but also possess a caring and sharing attitude toward their peers and clients.

Jennifer A. Borislow, CLUはBorislow Insuranceの創設者兼CEOであり、300社以上の企業に革新的な医療・福祉ソリューションを通して社員の健康・安心に貢献しているリーディング・プロバイダーです。2012年度のMDRT会長を務め、その後も貢献を続け、特にMDRTのイベントで講師として活躍しています。Borislowには5冊の著書（共著を含む）があり、保険会社数社の諮問委員会のメンバーです。

Jennifer A. Borislow, CLUは革新的な福利厚生ソリューションを提供するBorislow Insuranceの創設者兼CEOであり、300社以上の企業にサービスを提供しています。2012年度のMDRT会長を務め、その後も貢献を続け多くのMDRTのイベントで講師として活躍しています。5冊の著書（共著を含む）があり、保険会社数社の諮問委員会のメンバーです。 

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Jennifer A. Borislow, CLUはBorislow Insuranceの創設者兼CEOであり、300社以上の企業に革新的な医療・福祉ソリューションを通して社員の健康・安心に貢献しているリーディング・プロバイダーです。2012年度のMDRT会長を務め、その後も貢献を続け、特にMDRTのイベントで講師として活躍しています。Borislowには5冊の著書（共著を含む）があり、保険会社数社の諮問委員会のメンバーです。

Ian Green, Dip PFSは 2021年MDRT会長、2017年トップ・オブ・ザ・テーブル担当グローバル・カウンシルメンバー兼諮問委員会委員長。ファイナンシャル・プランニングの会社を家族で経営し、ホール・パーソン・コンセプトの提唱者として、自身の成功の多くはMDRTから学んだことのおかげだと言います。

Juli Y. McNeely, CFP, CLU は両親とも金融サービスの専門家という家庭で育ちました。現在は父が創設したMcNeely Financial Servicesの経営者として活躍する一方、自身がコーチングを指導する目的で設立したJuli McNeely Consulting LLCを経営しています。2014年には女性初のNAIFA会長に就任し、2015年にはWIFS Woman of the Year Awardを受賞しました。2016年に “No Necktie Needed: A Woman’s Guide to Success in Financial Services（ネクタイ不要。女性のためのファイナンシャル・サービス）”を出版しました。

William J. Rossi, CFP, ChFCはフロリダ州Gainesvilleでウェルス・マネジメントを専門とするKoss Olinger Financial Groupのパートナーです。21年間MDRT会員で、トップ・オブ・ザ・テーブル資格を18年連続で獲得しています。

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